Loans

Student Loans at PLNU

Many college students take out student loans to pay for their education. At PLNU, about 46% of students take out student loans, borrowing an average of $8,117 per year. Over a typical four-year undergraduate program, this amounts to a total of $32,468 in student loans per student. In 2023, 39% of students graduated without any debt.

Federal Direct Loans

Federal Direct Loans are low interest rate loans all students can apply for, provided they have filed a FAFSA and meet the criteria to receive federal aid.

Federal Parent Plus Loan

The federal Parent PLUS Loan is a credit-based loan for parents (or step-parents) of dependent undergraduate students. A FAFSA is now required to apply for a PLUS loan.

Federal Nursing Student Loan

The Nursing Student Loan is a federally subsidized, low-interest rate loan for students accepted and enrolled in the PLNU nursing program who demonstrate exceptional financial need. Pre-nursing students are not eligible.

Private Loans 

A private loan is another option for funding. A student should apply for a private loan after all federal loan options have been exhausted. This type of loan is based on your credit and may require a co-signer. Private loans are also available to parents.  See our Private loans page for more information.

A female college graduate sits at her commencement ceremony wearing a cap and gown. She is smiling while looking at the university's president.

10 Ways to Pay for College

Pursuing a college degree is an investment in yourself, but navigating the financial aspects can be daunting. Our comprehensive guide explores ten strategic approaches to navigate the financial landscape of higher education. 
 

Looking for forms, documents, or want to talk to someone about financial aid?

Visit the Office of Student Financial Services